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ek better future!
Explore our loan products and services
Gold Loan
Get an instant gold loan with competitive interest rates, quick approval, and minimal paperwork....Get an instant gold loan with competitive interest rates, quick approval, and minimal paperwork....
Buy pure 24K gold. Anytime, anywhere.
Invest in digital gold with Manipal Fintech and get insured vault storage, and the option to sell back.
Transfer Loan
Upgrade your loan experience with improved rates, flexible terms, and a seamless transfer process designed to make repayment smoother and stress-free.Upgrade your loan experience with improved rates, flexible terms, and a seamless transfer process designed to make repayment smoother and stress-free.
Business Loan
Whether you are expanding your operations, upgrading your infrastructure, or stabilizing cash flow, our business loans give you the support you need to grow.Whether you are expanding your operations, upgrading your infrastructure, or stabilizing cash flow, our business loans give you the support you need to grow.
Home Loan / LAP
Turn your dream home into reality with flexible options, easy processing, and guidance at every step. A smoother, simpler way to own the space you’ve always imagined.Turn your dream home into reality with flexible options, easy processing, and guidance at every step. A smoother, simpler way to own the space you’ve always imagined.
Credit Card
Discover your perfect credit card match! We've partnered with the top credit card companies to bring you unbeatable offers, transparent comparisons, and exclusive deals. Your ideal card is just a click away!Discover your perfect credit card match! We've partnered with the top credit card companies to bring you unbeatable offers, transparent comparisons, and exclusive deals. Your ideal card is just a click away!
Personal Loan
Handle life’s priorities effortlessly with fast, hassle-free personal loans. From unexpected expenses to important milestones, we are here to support what matters to you.Handle life’s priorities effortlessly with fast, hassle-free personal loans. From unexpected expenses to important milestones, we are here to support what matters to you.
Do the calculations yourself for best results
Quickly calculate your loan amount, interest rate, and repayment schedule with our advanced AI-powered calculator.
Gold Loan Calculator
The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold. You can avail a maximum loan of up to 75%* of the market value of your gold depending on the quality of the gold.
The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold. You can avail a maximum loan of up to 75%* of the market value of your gold depending on the quality of the gold.
Free services you can avail now
Customers trust fintech companies because they offer transparent services and prioritize security. With innovative solutions tailored to individual needs, they empower users to take control of their finances.
Check Credit Score
Check your credit score for free instantly and understand your financial health today.
Know your Net Credit Worth
Know your net credit worth for free and get insights into your financial stability.
Free Expense Manager
Manage your expenses for free and track your pending expenses to achieve better financial control.
Plan Your Rainy Day
Plan your rainy day for free with smart saving insights and personalized financial guidance.
Our Lending Partners
We partner with India’s most trusted banks and NBFCs to bring you reliable, hassle-free financial services.
Trusted By Customers Across India
Our services support lakhs of customers across states and regions with secure, reliable digital finance.
A strong legacy built over trust.
Growing with the trust of people across India.
Your information stays safe at every step.
To understand your needs and offer personalized options.
Real Stories. Real Trust. Real Finance
Hear from our customers who turned financial goals into reality with Manipal Fintech’s trusted solutions.
The Only Finance App You’ll Ever Need
Download the Manipal Fintech app for Instant loans, helpful tools, and money management, everything in one place.
In The News
India’s leading publications highlight our commitment to secure, transparent, and customer-first financial services.
Learn More About Finance
Explore our blogs on loans, credit, savings, and everyday financial choices.
Gold Testing Methods Used by Lenders Before Approving a Gold Loan
Before approving a gold loan, lenders use reliable and time-tested gold testing methods to carefully assess the purity, authenticity, and value of the gold jewellery you are pledging to get a loan. This thoughtful evaluation helps ensure that the loan amount offered reflects the quality of the gold. Since even small differences in purity can […]
Gold Loan for Education: A Simple Way to Finance Studying Abroad from India
Studying abroad often begins with an exciting next step, confirming your seat at an international university. This usually comes through an email outlining the tuition deposit timeline. For Ananya in Pune, India, this message arrived just two days after she received her admission offer. With the excitement still fresh, her family began planning for the […]
What Is CIBIL Score, and Why It Matters More Than People Admit
Harsh didn’t think he was the kind of person who gets rejected. He had a steady job in Gurgaon, his salary arrived on time, his rent was paid, and he wasn’t the reckless spender in his friend circle. So, when he went to the bank for a personal loan, he expected a routine conversation – […]
How to Check Your Credit Score Online in India
The first time someone checks their credit score, it’s rarely “for fun”. It usually happens on a random weekday, when you’re half-distracted, half-confident, until an app quietly says: Offer not available. No fight. No explanation. Just a dead end. That’s exactly how it happened to Vishal. He wasn’t applying for a huge loan. Just a […]
Got Questions? We’ve Got Answers
Your guide to hassle-free borrowing with Manipal Fintech
What types of loans does Manipal Fintech offer?
Manipal Fintech provides a wide range of loans, including gold loans, personal loans, home loans, business loans, car loans, bike loans, and loans against property. Visit our loan services page to explore.
How can I apply for a Manipal Fintech loan?
You can apply online through the Manipal Fintech website or mobile app. Our team assists with KYC, documentation, gold appraisal, and loan disbursement for a smooth process.
What is a gold loan and how does it work?
A gold loan allows you to pledge your gold as collateral to get instant funds. Manipal Fintech ensures secure, transparent gold valuation and quick approval with minimal paperwork.
How safe and secure are Manipal Fintech loans?
All loans and financial services are powered by AI-driven technology, ensuring secure, transparent, and reliable transactions for every customer.
Can I transfer my existing loan to Manipal Fintech?
Yes. Manipal Fintech makes loan transfers easy, with minimal documentation and flexible repayment options to help you save on interest rates.
Does Manipal Fintech provide financial planning tools?
Yes. Manipal Fintech offers free tools such as credit score checks, EMI calculators, gold loan calculators, and expense management tools to help you make informed financial decisions. Check our tools & Calculators here.
How can I locate the nearest Manipal Gold Assessment Centre?
You can quickly find the nearest gold assessment centre through our website or app or can contact our support team at 18003098440, for expert-backed, secure gold valuation and a hassle-free loan process.
Is the Manipal Fintech mobile app safe to use?
Absolutely. The app is AI-powered and secure, allowing you to apply for loans, track finances, calculate EMIs, and manage your financial needs anytime, anywhere.